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Digital wallet platform

Individual and Merchant Wallets · Payment platform for marketplaces · Financial inclusion ecosystems · Electronic Money.

White labelCloudPublic APIFinancial engineProfiles
Veengu Cloud Payment Platform for Wallets, Digital Banking, Fintechs
Cloud payment platform · Wallets · Digital banking
Complete toolkit for quick launch

Seven capability areas. One wallet platform.

Everything a wallet operator needs out of the box — onboarding, merchants, payments, the financial engine, mobile apps, security, and the integration boundary.

01

Onboarding and KYC

Onboard customers with mobile apps and dashboard screens. Review profiles and assign KYC / KYB levels. Integrate with customer screening and monitoring services.

  • Individuals, business and agents profiles
  • Just twenty clicks self-onboarding
  • Flexible setup of required fields, documents, images
  • Configurable KYC levels and flows
  • Scans and photos storage
KYC profile management — Veengu digital wallet platform
KYC profile dashboard
02

Advanced merchant management

Let your business customers create stores, work with teams and manage devices with a simple, intuitive portal.

  • Locations for tracking stores, taxis, coffee points
  • Static QR codes issuing
  • Multi-role staff management
  • Smartphones as Mobile POS (QR) terminals
Merchant locations management — Veengu digital wallet platform
Merchant locations
03

Payments and transfers

Enable instant money transfers by QR, phone number and account number across different roles. Charge transparent fees and taxes.

  • P2P / B2B / B2P / P2B transfer
  • Purchase and refund
  • Incoming and outgoing transfers
  • Cash-in & cash-out via back office or agents
  • e-Money issuance and settlement
Transactions screen — Veengu digital wallet platform
Transactions back-office
04

Financial engine

Create new solutions, configure existing products, monitor transactions, view transactional statistics.

  • Parametrisation of products
  • Multiple algorithms for fees and limits calculation
  • Customisable prepaid and credit product logic
  • Streaming of transactions to third-party systems
Accounts and product configuration — Veengu digital wallet platform
Accounts & product setup
05

Mobile apps

Customise and brand our mobile apps for quick launch. Then continue development using Veengu apps, or create a new one from scratch with our API.

  • Modern banking app for consumers
  • Mobile POS for merchants
  • iOS and Android
  • Source code handover is possible (paid option)
White-label mobile wallet by Veengu
White-label mobile wallet
06

Security

Manage security policies for end-users and your employees. Monitor all activities. Designed to support PCI DSS scope minimisation and operator-side data-protection requirements.

  • Connections encryption (TLS 1.2)
  • Amazon CloudHSM for keys storage
  • Tokenised card data only
  • Multiple authentication levels and methods for end-users
  • Security log
  • Data-protection enablement
Mobile wallet PIN authentication — Veengu
PIN & step-up auth
07

Integration and APIs

Develop your own frontend apps and portals for end-users. Integrate Veengu into your IT landscape with multiple APIs.

  • Customer Screening and Monitoring Service
  • Accounting System
  • Partner Bank
  • Processing Platform (Card Management System)
  • Payment Hub
  • Service Provider
Wallet open API — Veengu integration architecture
Open API · integration map
Get the quote

Get more information about the wallet platform.

Tell us about your wallet project — regulatory licence, target geographies, expected scale, integration constraints. The more concrete the scope, the faster we can come back with a quote and a clear next step.

Response time

We respond within three business days. Inquiries with a clear regulatory licence, target geography and integration list move fastest.

Project scope

Tell us about your project

By submitting, you agree to be contacted at the email above. We respond within three business days. We do not share contact details with third parties.

Your partner in financial innovation

One platform for your wallet — and everything around it.

A comprehensive software suite for different verticals in financial services, configurable to implement your vision with our platform and professional services. Build unique fintech solutions across the world with our modular, cloud-native platform.

Veengu Payment Software for wallets & e-money, banks & fintech
Future-proof

White label. Cloud. Public API. Financial engine. Profiles.

Veengu empowers financial institutions with cutting-edge tech solutions. Build unique fintech offerings across the world with our modular, cloud-native platform.

About Veengu

Modular core software for regulated fintech operators.

Veengu provides modular core-banking and payment-orchestration technology for regulated digital financial services — across the Middle East, Africa, and beyond. We do not provide financial services, payment processing, or regulated fintech activities; we provide the software an operator runs to do them.

2020
Founded — building core software for regulated fintech operators
10+
Live customer deployments across MENA, Africa & beyond
5M+
Accounts on the largest single Veengu tenant
Dubai · Belgrade (partner)

Discuss your wallet project

Bring your regulatory licence, target geographies, expected scale and integration constraints. We respond within three business days.

Book a demo Send your scope