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Electronic Money (EMI) software

Complete software platform for Electronic Money Institutions.

The Veengu white-label solution lets EMI and digital-wallet projects build a core platform in less than a month.

White labelCloudPublic APIFinancial engineCompliance
Veengu mobile app for individuals and businesses — accounts, payments, transfers, currency exchange
Electronic Money (EMI) software · White-label mobile app for fintech
White-label platform for quick service launch

Seven capability areas. One EMI platform.

Everything an EMI operator needs out of the box — onboarding, payments, financial engine, merchant management, mobile apps, security, and the integration boundary.

01

Individual and business profiles, KYC

Onboard customers with mobile apps and dashboard screens. Review profiles and assign KYC / KYB levels. Integrate with customer screening and monitoring services.

  • Self-onboarding
  • KYC flow
  • Documents and photos review
  • Integration with third-party KYC services
KYC onboarding — Veengu EMI software
KYC onboarding
02

Instant payments and transfers

Enable instant money transfers by QR, phone number and account number across different roles. Charge transparent fees and taxes.

  • P2P / B2B / B2P / P2B
  • Purchase
  • Incoming transfer
  • Cash-in
  • Cash-out
  • Bill payments
  • Card transactions
  • eCommerce
Money transfers — Veengu EMI software
Money transfers
03

Powerful financial engine

You do not need a Core Banking System to launch. The Veengu Financial service lets you create new solutions for end-users, configure existing products, monitor transactions, settle and reconcile.

  • Prepaid
  • Current
  • Fees
  • Counters
  • Limits
  • Reports
  • Extracts
  • e-Money Issuance
  • Guarantee / escrow accounts
Accounts — Veengu EMI software
Accounts & products
04

Turn-key solution for QR acceptance

Let your business customers create stores, work with teams and manage devices with a simple, intuitive portal. The smartphone becomes a Mobile POS.

  • Merchant profile
  • Locations
  • Terminals
  • Staff
  • Pre-printed QR
Merchant management — Veengu EMI software
Merchant & locations
05

Mobile apps

Customise and brand our mobile apps for quick launch. Then continue development using Veengu apps, or create a new one from scratch with our API.

  • Modern banking app for consumers
  • Mobile POS for merchants
  • iOS and Android
  • Source code handover is possible (paid option)
White-label mobile wallet — Veengu
White-label mobile wallet
06

Security

Manage security policies for end-users and employees. Monitor all activities. Designed to support PCI DSS scope minimisation and operator-side data-protection requirements.

  • Connections encryption (TLS 1.2)
  • Amazon CloudHSM for keys storage
  • Tokenised card data only
  • Multiple authentication levels and methods
  • Security log
  • Data-protection enablement
PIN authentication — Veengu
PIN & step-up auth
07

Integration and APIs

Develop your own frontend apps and portals for end-users. Integrate Veengu into your IT landscape with multiple APIs.

  • Customer Screening and Monitoring Service
  • Accounting System
  • Partner Bank
  • Processing Platform (Card Management System)
  • Payment Hub
  • Service Provider
Open API integration — Veengu
Open API · integration map
Get the quote

Get more information about the EMI platform.

A better, lightweight way of launching payment services as an alternative to heavy software platforms offered by the market today. Tell us about your project and we will advise you on the best next steps forward.

Response time

We respond within three business days. Inquiries with a clear regulatory licence, target geography and integration list move fastest.

Project scope

Tell us about your project

By submitting, you agree to be contacted at the email above. We respond within three business days. We do not share contact details with third parties.

Your partner in financial innovation

One platform for your EMI — and everything around it.

A comprehensive software suite for different verticals in financial services, configurable to implement your vision with our platform and professional services. Build unique fintech solutions across the world with our modular, cloud-native platform.

Veengu Payment Software for wallets & e-money, banks & fintech
Future-proof

White label. Cloud. Public API. Financial engine. Compliance.

Veengu empowers financial institutions with cutting-edge tech solutions. Build unique fintech offerings across the world with our modular, cloud-native platform.

About Veengu

Modular core software for regulated fintech operators.

Veengu provides modular core-banking and payment-orchestration technology for regulated digital financial services — across the Middle East, Africa, and beyond. We do not provide financial services, payment processing, or regulated fintech activities; we provide the software an operator runs to do them.

2020
Founded — building core software for regulated fintech operators
10+
Live customer deployments across MENA, Africa & beyond
5M+
Accounts on the largest single Veengu tenant
Dubai · Belgrade (partner)

Discuss your EMI project

Bring your regulatory licence, target geographies, expected scale and integration constraints. We respond within three business days.

Book a demo Send your scope